Elliot Cairn

The 50/30/20 Budget Planner

Enter your income, adjust the splits, and build a budget that actually works. No signup required — this tool is yours to keep.

$
$0 Monthly
Needs — 50% $0/mo
Wants — 30% $0/mo
Savings — 20% $0/mo
Needs
50%
$0
per month
Adjust
50%

Housing / Rent
$
Utilities
$
Groceries
$
Insurance
$
Transportation
$
Minimum Debt Payments
$
Remaining $0
Wants
30%
$0
per month
Adjust
30%

Dining Out
$
Entertainment
$
Shopping
$
Subscriptions
$
Travel / Hobbies
$
Remaining $0
Savings
20%
$0
per month
Adjust
20%

Emergency Fund
$
Retirement (401k/IRA)
$
Investing
$
Extra Debt Payoff
$
Goals (House, Car, etc.)
$
Remaining $0
Your Budget at a Glance
Needs 50% Wants 30% Savings 20%
$0 Daily Spend
$0 Weekly Spend
$0 Annual Savings
0% Savings Rate
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